Cash benefits when a diagnosis, accident, or hospital stay hits.
Critical illness, accident, and hospital indemnity policies pay you directly, on top of whatever your health plan covers.
- Lump-sum cash benefits paid to you
- Use the money however you need
- Stacks with any health plan
- Simple applications, fast approval
Supplemental Coverage we offer
Critical Illness Insurance
A lump-sum cash payment when you are diagnosed with cancer, a heart attack, stroke, or another covered condition.
- You have a high-deductible health plan
- A diagnosis would mean time off work
Accident Insurance
Cash benefits for injuries: fractures, ER visits, stitches, surgery, and follow-up care. Pays regardless of your health plan.
- Active families and kids in sports
- Physical jobs
Hospital Indemnity Insurance
A fixed cash amount per day you are admitted to the hospital. Common alongside Medicare Advantage plans with daily hospital copays.
- Your Medicare Advantage plan has daily inpatient copays
- You want cash to cover a deductible
Supplemental Coverage carriers we represent
Appointments vary by state and product.
Supplemental Coverage questions
Do I qualify for a subsidy?
Most households under about 400% of the federal poverty level do, and the cap was expanded in recent years. We estimate yours before quoting.
I missed open enrollment. Can I still get a plan?
If you had a qualifying event in the last 60 days, yes. Otherwise short-term medical can bridge the gap until the next window.
Get a supplemental quote
A licensed agent calls you back, Mon to Fri, 8am to 6pm PT.
Rather talk it through?
Every request gets a licensed agent, not a call center script.