Life insurance, Medicare, and health coverage from an agent who picks up the phone.
Life insurance, Medicare, health, and supplemental plans from national carriers. We compare, you choose. Our help costs you nothing.
- Independent agency
- No cost for our help
- No exam on most life plans
- Licensed in multiple states
A licensed agent calls you back.
- No fee, no obligation
- 16 carriers compared on one call
- Exact monthly cost for each option
- Your information is never sold
Monday to Friday, 8am to 6pm Pacific
Appointed with national carriers
- 16National carriers
- 4Lines of coverage
- $0Cost for our help
- 1 callTo compare options
Most families find out what the policy did not cover after the claim.
Three gaps we see every week, none of them obvious until it is too late.
- 01
Group life ends with the job
Coverage through work usually stops the month you leave. Most people find out afterward.
- 02
A term policy runs out
A 20-year term bought at 40 ends at 60, right when replacing it costs the most.
- 03
Guaranteed issue bought too soon
People who assume they will be declined take a two-year waiting period when a level plan would have covered them from day one.
- A ten-minute call with a licensed agent tells you which one applies to you.
Four kinds of coverage, one agency.
Life Insurance
Coverage that pays for a funeral, clears a bill, or leaves something behind.
Learn more
Medicare
Medicare Advantage, Supplement, and Part D, compared against your doctors and prescriptions.
Learn more
Health Insurance
Individual and family plans, dental, and vision.
Learn more
Supplemental Coverage
Cash benefits when a diagnosis, accident, or hospital stay hits.
Learn moreApproved over the phone. Payments that never go up.
Final expense and whole life plans for people who want this handled today. A few health questions, three coverage options with the exact monthly cost, and an answer from underwriting in minutes.
- Coverage from $5,000 to $25,000 and up
- Ages 50 to 85 for final expense, most health conditions accepted
- Premiums locked for life, coverage that never expires
- Guaranteed issue options with no health questions
What happens after you reach out
- 01
Tell us what you need
Two minutes on the form, or call us. We need your name, your state, and the kind of coverage you are looking for.
- 02
A licensed agent compares carriers
Your options across the carriers we represent, matched to your health and budget.
- 03
You see what each option costs
Coverage amounts with the exact monthly payment for each, so you can pick one.
- 04
Apply on the same call
Most life applications are approved in minutes. Your agent stays your agent.
Three options with the monthly cost of each, before you decide anything.
- 1
Three amounts, one exact payment each
Not a range. The monthly draft for each amount, from the carrier most likely to approve you.
- 2
Level, graded, or guaranteed issue, named before you buy
You hear which plan you qualify for and what the waiting period is, if there is one.
- 3
Approved on the same call
Most final expense and whole life applications get an answer in minutes, with the effective date confirmed before you hang up.
| Coverage | Monthly | Plan type 2 | Coverage starts 3 |
|---|---|---|---|
| $10,000 | $41 | Level | Day one |
| $15,000Most chosen | $59 | Level | Day one |
| $25,000 | $94 | Level | Day one |
Illustration only. Your rate depends on age, health, state, and carrier, and is set when the policy is issued.
Guides, calculators, and a glossary
Life InsuranceHow much life insurance do you actually need?
A ten-minute method that replaces the guesswork: debts, income, mortgage, education, and what you already have.
MedicareTurning 65: the Medicare checklist
What to do, and when, in the months around your 65th birthday so coverage starts on time and you avoid a permanent penalty.
Life InsuranceWhat a funeral costs, and how families pay for it
Typical ranges for burial, cremation, and services, plus the five ways families cover them.
National carriers, compared side by side.
Appointments vary by state and product.
What does your help cost?
Nothing. Carriers pay us a commission when a policy is issued. Your premium is the same whether you buy through us or directly from the carrier.
Are you an insurance company?
No. We are an independent agency. We represent multiple carriers and compare them for you. The policy is issued by the carrier.
What happens after I submit the form?
A licensed agent calls you, usually the same business day. One call is enough to compare options and, if you want, apply.
Will I be pressured?
No. You hear your options and the exact monthly cost of each. If none fit, we say so.
What states do you serve?
We are licensed in multiple states. Tell us your state on the form and we will confirm before the call.
See what your options cost.
A licensed agent calls you back, Mon to Fri, 8am to 6pm PT.