
An independent agency that answers the phone.
We represent national carriers, not one company. Licensed agents compare your options and stay on the account after the policy is issued.
What we are
First Benefit Solutions LLC is an independent insurance agency. We hold appointments with the carriers listed on this site and place coverage with whichever one fits the client. The policy is issued by the carrier. We are the people you talk to.
Life insurance is where most of our clients start: final expense, whole life, term, and guaranteed issue. From there we handle Medicare, individual health, dental, vision, and supplemental coverage under the same roof.
How we are paid
Carriers pay us a commission when a policy is issued. You never pay a fee for our help, and your premium is the same as it would be buying from the carrier directly.
Because we are paid by several carriers rather than employed by one, we have no reason to push a plan that does not fit. Full detail on the disclosures page.

What you can expect from us
A licensed agent, every time
Every quote and every application is handled by a licensed agent. No unlicensed screeners.
Options with real numbers
You hear coverage amounts and the exact monthly payment for each before you decide anything.
Your information stays here
We use what you share to quote and apply, and we do not sell it. Text opt-in data is never shared with third parties.
On the call
- We confirm your state and what you are looking for
- A few health questions for life coverage, or your doctors and prescriptions for Medicare
- Three options with the monthly cost of each
- If you want to move forward, the application is completed on the same call
- If nothing fits, we say so
Agency
- First Benefit Solutions LLC
- Independent insurance agency
- Licensing
- Licensed in multiple states
- Hours
- Monday to Friday, 8am to 6pm Pacific

Talk to a licensed agent.
No fee, no obligation.