Supplemental Coverage
Hospital Indemnity Insurance
A fixed cash amount per day you are admitted to the hospital. Common alongside Medicare Advantage plans with daily hospital copays.
Who it fits
- Your Medicare Advantage plan has daily inpatient copays
- You want cash to cover a deductible
- You want to protect savings from a hospital stay
What to know
- Benefit
- $100 to $600 per day, for a set number of days.
- Health questions
- Few. Some plans have none.
- Ages
- Available to 85 with several carriers.
Our part
How we help
- 01
We size the daily benefit to your health plan's actual copay so the policy covers the gap and not more.
Questions
Hospital indemnity questions
Does observation status count?
Only if the policy includes an observation benefit. Many do now. We check.
Also in Supplemental Coverage
Get a hospital indemnity quote
A licensed agent calls you back, Mon to Fri, 8am to 6pm PT.
Want it handled today?
Most life applications are approved on the first call.