Short-Term Medical

Temporary coverage for a gap of a few months. Lower premiums, fewer benefits, health questions apply.

Get a short-term medical quote

Who it fits

Waiting for employer coverage to start
Missed open enrollment
Need something for a few months, not a year

What to know

Length: Varies by state. Some states do not allow it.
Pre-existing conditions: Generally not covered.
Premium: Lower than marketplace plans.

Our part

How we help

01
We check whether a special enrollment period gets you a full marketplace plan first. If not, we quote short-term.

Questions

Short-term medical questions

Is it ACA compliant?

No. It does not cover essential health benefits and can decline you for health reasons. It is a bridge, not a replacement.

Also in Health Insurance

Get a short-term medical quote

A licensed agent calls you back, Mon to Fri, 8am to 6pm PT.

First nameLast namePhone

EmailStateCoverage

Notes (optional)By checking this box, I provide my express written consent to be contacted by First Benefit Solutions LLC at the phone number provided, including by telephone calls, text messages (SMS/MMS), emails, and prerecorded or artificial voice messages, using an automated telephone dialing system, about insurance quotes and related information. I understand that my consent is not a condition of purchasing any goods or services, and that I may revoke my consent at any time by emailing contact@firstbenefitinsurance.com or by replying STOP to any text message. Message and data rates may apply. Message frequency varies. Privacy Policy and SMS Terms.

No obligation. A licensed agent reviews every request.

A family of four standing together under autumn trees

Want it handled today?

Most life applications are approved on the first call.

Get a quote (800) 508-4391