Health Insurance
Individual and Family Plans (ACA)
Health insurance for people under 65 without coverage through work. Subsidies bring the premium down for most households.
Who it fits
- Self-employed or between jobs
- Your employer does not offer coverage
- You aged off a parent's plan
- You lost coverage and need a plan this month
What to know
- Subsidies
- Based on household income. Most applicants qualify for some help.
- Pre-existing conditions
- Covered. No health questions.
- Metal tiers
- Bronze, Silver, Gold. Higher tier, higher premium, lower out-of-pocket.
- Enroll
- Open Enrollment Nov 1 to Jan 15, or within 60 days of a qualifying event.
Our part
How we help
- 01
We estimate your subsidy first, then compare plans on what you will actually pay for the doctors and drugs you use.
- 02
We handle the marketplace application and the paperwork for a special enrollment.
Questions
Marketplace plans questions
What counts as a qualifying event?
Losing coverage, moving, marriage, a new child, or a change in income that affects subsidies. Each opens a 60-day window.
Also in Health Insurance
Get a marketplace plans quote
A licensed agent calls you back, Mon to Fri, 8am to 6pm PT.
Want it handled today?
Most life applications are approved on the first call.