Medicare Supplement (Medigap)
Plans that pay the deductibles and coinsurance Original Medicare leaves behind. Any doctor who takes Medicare, anywhere in the country.
Who it fits
- You want to see any doctor that accepts Medicare
- You travel or split time between states
- You want predictable costs with few surprises
- You are willing to pay a monthly premium for that freedom
What to know
- Plans
- Standardized letters (G, N, and others). Same benefits at every carrier, different prices.
- Network
- None. Any provider that accepts Medicare.
- Drug coverage
- Not included. Pair with a Part D plan.
- Best time to buy
- The six months after your Part B starts, with no health questions.
How we help
- 01
Since the benefits are standardized, we shop the price. Same plan letter, lowest premium, stable carrier.
- 02
We pair it with the Part D plan that covers your actual prescriptions.
First Benefit Solutions LLC is not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.
Medicare Supplement questions
Plan G or Plan N?
G covers everything except the Part B deductible. N has small copays for office and ER visits in exchange for a lower premium. We run the numbers for your usage.
Can I be turned down?
Not during your open enrollment window. After that, most states allow health questions, so timing matters.
Also in Medicare
Get a medicare supplement quote
A licensed agent calls you back, Mon to Fri, 8am to 6pm PT.
Want it handled today?
Most life applications are approved on the first call.